Changes to OCBC 360 from 1 November 2018 onwards in a nutshell

Salary Crediting: First $70,000 earns an effective interest rate of 1.35% p.a.
Detailed breakdown:
- First $35,000 earns 1.2%
- Next $35,000 earns 1.5% p.a.

Credit Card Spend: First $70,000 earns an effective interest rate of 0.45% p.a.
Detailed breakdown:
- First $35,000 earns 0.3%
- Next $35,000 earns 0.6% p.a.
Subject to minimum spend of $500 per month has been met

*Step-up Bonus: First $70,000 earns an effective interest rate of 0.45% p.a.
Detailed breakdown:
- First $35,000 earns 0.3%
- Next $35,000 earns 0.6% p.a.
*Increase account average daily balance for the current month by at least S$500 compared to the previous month.


Online Payment bonus is removed

Restoran Wen Loy 古来云来包点 - Taman Bukit Indah (Near Aeon Bukit Indah)

Note: They don't sell porridge!


Wen Loy Restoran 古来云来包点, Jalan Indah 8/13, 
Taman Bukit Indah, 81200, Johor Bahru, Johor, Malaysia

How much can be withdraw from cpf at age 55

How much can be withdraw from cpf at age 55?

Upon turning 55 years old, members can withdraw their CPF savings, after setting aside their Full Retirement Sum or Basic Retirement Sum with sufficient CPF property charge/pledge in their Retirement Account.

You can find out how much you can withdraw using the
CPF Withdrawal Calculator



Some general FAQ:
Do I need to withdraw the CPF savings at age 55?
The withdrawal of your CPF savings is optional. If you do not withdraw at 55 years old, you can do so anytime later. In addition, you need not take out the full amount at one go.


What is the benefit if I do not withdraw the CPF savings at age 55
There is an additional extra interest of 1% per year will be given on the first $30,000 of your CPF balances (for members aged 55 and above) to enhance the retirement savings of CPF members. This is on top of the existing 1% extra interest on the first $60,000 of combined CPF balances

Upcoming JB mall in 2018 Quarter 3 - Capital City

Some of its major attractions, not limited to:

1. Indoor Theme Park

Measuring almost 48,774.1 square metres, this theme park will house three different concept studios that would be the centre of attraction – Movie Planet, Cartoon Planet, and Music Planet - features using the latest Augmented Reality (AR) and Virtual Reality (VR) technology.


19 Nov - 31 Dec 2018 - New school holiday deal - day pass as low as RM96 ! What’s more? Garfield Restaurant is finally ready!



2. To be continued...


Useful links:
Hardwarezone forum discussion
Offical Website
Facebook page

Tong Dim Sum (Near Aeon Bukit Indah)

Happened to see this Dim Sum restaurant on the way to Aeon Bukit Indah. Worth a visit if you have not been there before. There are still seats available on a Sunday morning. Food is good, price is reasonable. Go try it for yourselves.

 

 

Here’s their business card

 

Address: 75, Jalan Indah 8/13, Taman Bukit Indah

Genting Highlands 2018

Genting Highlands


Genting Cable Car Ride

Jungle Gym


Awana Skyway: Genting Premium Outlets

Temasek’s 4.35% p.a. Astrea IV Bonds

Azalea Asset Management is the leading entity behind this issue. It is also a wholly-owned unit of Temasek.

The Astrea IV bonds will be listed on the SGX, so you can sell them on the SGX.

The bonds have a soft maturity date of 5 years (2023), and a hard maturity date of 10 years (2028).

To subscribe by the public, the minimum amount is S$2,000.

Offer Period for Public Tranche: 6 Jun 2018, 9am to 12 Jun 2018, 12pm