Changes to OCBC 360 from 1 November 2018 onwards in a nutshell

Salary Crediting: First $70,000 earns an effective interest rate of 1.35% p.a.
Detailed breakdown:
- First $35,000 earns 1.2%
- Next $35,000 earns 1.5% p.a.

Credit Card Spend: First $70,000 earns an effective interest rate of 0.45% p.a.
Detailed breakdown:
- First $35,000 earns 0.3%
- Next $35,000 earns 0.6% p.a.
Subject to minimum spend of $500 per month has been met

*Step-up Bonus: First $70,000 earns an effective interest rate of 0.45% p.a.
Detailed breakdown:
- First $35,000 earns 0.3%
- Next $35,000 earns 0.6% p.a.
*Increase account average daily balance for the current month by at least S$500 compared to the previous month.


Online Payment bonus is removed