Wednesday, 15 November 2017

Best Cashback / Cash rebates Credit Cards

Which credit cards give you the most cash rebate? Judge for yourself!


Debit/Credit Card  Conditions  Cash Rebate
OCBC FRANK CardMinimum monthly spend of $400 offline in a month6% online rebate
Up to 5% entertainment rebate 
Citi Cash Back Card Minimum spend of $888 in a monthEarn 8% cashback on petrol, groceries (worldwide), dining, grab rides, capped at S$25 cash back per category per statement month.

0.25% on all other spend (no cap)
Maybank Family & Friends CardMinimum spend of $1000 or $500 in a month
  • Earn 8% cash rebates on groceries, transport and selected merchants with min. S$1,000 spend per calendar month.
  • Otherwise, earn 5% cash rebates at the same merchants with min. S$500 spend per calendar month.
  • Unlimited 0.3% cash rebates on all other purchases
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    BOC Family CardMinimum spend of $500700 in a month (WEF 24 Apr 2018)Earn 710% cashback on dining, 5% supermarkets, hospital bills, NETS FlashPay (first 4 tops up), online spend and selected merchants, 15% telco bills, 0.5% all other expenses

    Monthly cash rebate capped at S$100 per billing cycle (dining/online purchases is capped at S$30/$30).
    OCBC 365 Credit CardMinimum spend of $600 in a monthEarn 6% cashback on dining, 3% on online spend, Grocery, telco bills and 0.3% on all other spend
    HSBC Visa Platinum Credit CardMinimum monthly spend of $400 in Eligible Purchases per month for all 3 months in a Quarter Earn up to 5% cash rebates on telco bills, fuel, groceries and up to 2% on dining
    DBS Live Fresh CardMinimum monthly spend of $600 in a month to receive up to S$60 cashback (Dec 2017 onwards).Earn 5% cashback on online payment or pay using Visa payWave through your Card, Apple Pay, Samsung Pay or Android Pay. With effect from 1 June 2018, the monthly cashback earned on your DBS Live Fresh Card will be capped at S$20 on eligible Online spend, S$20 on eligible Visa payWave spend and S$20 on all other spend.
    UOB One CardMinimum spend of $500 or $1000 or $2000 per month for all 3 months in a Quarter (with minimum of 5 purchases monthly)Enjoy up to 3.33% / 5% cash rebate for each qualifying quarter up to $50, $100 or $300.
    HSBC Advance Credit CardNo minimum spendHSBC Advance customers
    earn 3.5% / 2.5% cashback for spending above $2000 / $2000 and below
     
    Non-HSBC Advance customers
    earn 2.5% / 1.5% cashback for spending above $2000 / $2000 and below
    Maybank Platinum Visa CardMinimum spend of S$300  monthly for each quarter.
  • Up to 3.33% cash rebates on local spend
  • 0.3% cash rebates on overseas spend
  • S$3 off movie tickets at Shaw Theatres
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    American Express True Cashback CardNo minimum spend
    No earn cap
    1.5% cashback after first 6 months
    ICBC Koipy Dual Currency CardNo minimum spendEarn up to 3% cashback on all spend with minimum spend of $1000 in a month, otherwise 1% cashback
     
    Standard Chartered MANHATTAN World MasterCardMinimum spend of $3,000 in a monthEarn 3% cash rebate on all spend
    SAFRA DBS Credit CardMinimum spend of $500 in a monthEarn 3% cashback on MasterCard PayPass transactions and online shopping
    0.3% cash rebate on all other retail transactions
    UOB UnionPay CardNo minimum spendEarn 2% cashback on all spend
    StanChart Spree CardNo minimum spendEarn 3% cashback on all online spends in foreign currency and all vPost spends.
    Earn 2% cashback on all online spends in local currency, all contactless and mobile payments. and 1% cashback on any purchase
    DBS Visa Debit CardNo minimum spend
    keep your cash withdrawals to three times or less and up to S$400 every month across all your DBS/POSB Cards as well as local DBS/POSB ATMs and branches in the same month
    Earn 5% cashback when you pay using Visa payWave, through your card, Apple Pay, Samsung Pay or Android Pay

    Note:With effect from 1 March 2018, DBS is removing the 3 times cash withdrawal condition. By simply keeping your total cash withdrawal below S$400 across all your DBS/POSB Cards at all DBS/POSB ATMs and branches locally, you can enjoy 5% cashback on all local Visa payWave spend on your DBS Visa Debit Card when you spend minimum S$400 on your Card in that month
    Standard Chartered Unlimited Cashback CardNo minimum spendEarn 1.5% cashback on any purchase
    Maybank FC Barcelona Visa Signature Card No minimum spendEnjoy 1.6% Unlimited Cash rebates on all local spend - no minimum spend and no cap and 2X TREATS Points with every dollar spent on foreign currency transactions.

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