Food is above average but a bit slow to deliver.
Address: 17,Jalan Pendekar 16,Taman Ungku Tun Aminah, Skudai, Johor, Malaysia 81300
Sunday, 3 February 2019
Dim dim sum restaurant
興發點心茶樓 Dim Dim Sum (next to TASEK central mall)
Food is above average but a bit slow to deliver.
Address: 17,Jalan Pendekar 16,Taman Ungku Tun Aminah, Skudai, Johor, Malaysia 81300
Food is above average but a bit slow to deliver.
Address: 17,Jalan Pendekar 16,Taman Ungku Tun Aminah, Skudai, Johor, Malaysia 81300
Saturday, 5 January 2019
OHM Promotion / Referral code!
Open Electricity Market (OEM) : To switch or not to switch?
As of today, Singapore Open Electricity Market (OEM) is only available for postal codes starting with 53 to 80, 82 to 83 from 1 Jan 2019
Decided to go with OHM for the below reasons:
1. Integration with existing SP Bill. No extra cost for hardcopy bill
2. Transmission Loss Factor (TLF) absorbed. This is an additional savings of approximately 3.4%.
3. No security deposit requirement
4. Cheaper monthly electrical bills!
Considering signing up with OHM?
Use OHM referral code OHMREF94F254 at Ohm to get $20 off your (and my) bill.
You are given the power to choose and the choice to save on your electricity bill!
As of today, Singapore Open Electricity Market (OEM) is only available for postal codes starting with 53 to 80, 82 to 83 from 1 Jan 2019
Decided to go with OHM for the below reasons:
1. Integration with existing SP Bill. No extra cost for hardcopy bill
2. Transmission Loss Factor (TLF) absorbed. This is an additional savings of approximately 3.4%.
3. No security deposit requirement
4. Cheaper monthly electrical bills!
Use OHM referral code OHMREF94F254 at Ohm to get $20 off your (and my) bill.
You are given the power to choose and the choice to save on your electricity bill!
Tuesday, 1 January 2019
Primary School holidays 2019 (for my own information)
School Holidays for 2019
| Semester 1 | |
|---|---|
| Between Terms 1 and 2 | Saturday 16 March to Sunday 24 March |
| Between Semesters 1 and 2 | Saturday 1 June to Sunday 30 June |
| Semester 2 | |
|---|---|
| Between Terms 3 and 4 | Saturday 7 September to Sunday 15 September |
| At the End of School Year | Saturday 16 November to Tuesday 31 December |
| Holiday | Date |
|---|---|
| Youth Day | *Sunday 7 July (Monday, 8 July 2019 will be a scheduled school holiday) |
| Teachers’ Day | Friday 6 September |
| Children’s Day (for primary schools and primary sections of full schools only) | Friday 4 October |
Sunday, 30 December 2018
The Toast 土司坊 (Permas Jaya outlet)
Tasty food, nice drinks, reasonable prices, good ambiance, high ceiling - No wonder there is a queue forming from 9am onwards.
Address: Jalan Permas Utara, Bandar Baru Permas Jaya, Johor, Malaysia
Saturday, 29 December 2018
Singapore Savings Bonds (SSB) future rates estimation
Chanced upon this website which provide estimation of next month's Singapore Savings Bonds rates to help you decide if you should buy the current SSB issue or wait for better rates.
http://isimplicity.tk/ssb/
Use it at your own risk!
http://isimplicity.tk/ssb/
Use it at your own risk!
Friday, 21 December 2018
CIMB Platinum Mastercard
https://www.cimbbank.com.sg/en/personal/news-and-promotions/promotions/cards/10-percent-cashback.html
10% Cashback
1. The 10% cashback consists of the base cashback of 0.2%, which will be credited in the same statement month, and additional 9.8% cashback which will be credited in the following statement month after the spend criteria has been met.
2. The CIMB Platinum Mastercard awards 10% cashback on three categories of spending as processed by the respective merchants/acquirers through the Mastercard worldwide networks: o Travel o Health, Beauty and Wellness o Transport and Petrol
3. The additional 9.8% cashback is subject to the following spend criteria: o A minimum spend of S$600 posted within the same statement month
4. The 10% cashback is capped at S$100 per statement month per Principal Cardmember and up to S$50 per category, after which subsequent spends will continue to be awarded the 0.2% base cashback.
Definitions
1. Travel spending shall include all local and overseas transactions made at Airlines, Hotels (excluding transactions made for wedding banquets), Travel Agencies, Cruise Lines and Railways only. This does not include transactions with descriptions containing “Ez Link”, “Transit” and “Transitlink”.
2. Health, Beauty and Wellness spending shall include all local and overseas transactions made at all Hospitals, Nursing and Personal Care Facilities, Doctors, Dentists, Optometrists, Opticians, Chiropractors, Pharmacies, Cosmetic Stores (excluding department stores), Hairdressers, Massage Parlours, Health and Beauty Spas only.
3. Transport and Petrol spending shall include all local and overseas transactions made in transportations in the form of bus, train, private hires, taxicabs and limousines, ferries as well as transactions made at petrol kiosks. This does not include transactions with descriptions containing “Ez Link”, “Transit” and “Transitlink”.
4. The assignment of Merchant Category for each merchant is subject to classification by the respective acquiring banks and it is the responsibility of the particular acquiring bank to assign the correct Merchant Category. CIMB Bank Berhad, Singapore Branch (“CIMB Bank”) shall not be held responsible for any incorrect assignment of the Merchant Category that may result in non-posting of the cashback for retail transactions at the eligible merchants. The Cardmember shall not be entitled to claim any compensation against CIMB Bank for such non-posting of the cashback due to incorrect assignment of the Merchant Category by the respective merchant’s acquiring bank
10% Cashback
1. The 10% cashback consists of the base cashback of 0.2%, which will be credited in the same statement month, and additional 9.8% cashback which will be credited in the following statement month after the spend criteria has been met.
2. The CIMB Platinum Mastercard awards 10% cashback on three categories of spending as processed by the respective merchants/acquirers through the Mastercard worldwide networks: o Travel o Health, Beauty and Wellness o Transport and Petrol
3. The additional 9.8% cashback is subject to the following spend criteria: o A minimum spend of S$600 posted within the same statement month
4. The 10% cashback is capped at S$100 per statement month per Principal Cardmember and up to S$50 per category, after which subsequent spends will continue to be awarded the 0.2% base cashback.
Definitions
1. Travel spending shall include all local and overseas transactions made at Airlines, Hotels (excluding transactions made for wedding banquets), Travel Agencies, Cruise Lines and Railways only. This does not include transactions with descriptions containing “Ez Link”, “Transit” and “Transitlink”.
2. Health, Beauty and Wellness spending shall include all local and overseas transactions made at all Hospitals, Nursing and Personal Care Facilities, Doctors, Dentists, Optometrists, Opticians, Chiropractors, Pharmacies, Cosmetic Stores (excluding department stores), Hairdressers, Massage Parlours, Health and Beauty Spas only.
3. Transport and Petrol spending shall include all local and overseas transactions made in transportations in the form of bus, train, private hires, taxicabs and limousines, ferries as well as transactions made at petrol kiosks. This does not include transactions with descriptions containing “Ez Link”, “Transit” and “Transitlink”.
4. The assignment of Merchant Category for each merchant is subject to classification by the respective acquiring banks and it is the responsibility of the particular acquiring bank to assign the correct Merchant Category. CIMB Bank Berhad, Singapore Branch (“CIMB Bank”) shall not be held responsible for any incorrect assignment of the Merchant Category that may result in non-posting of the cashback for retail transactions at the eligible merchants. The Cardmember shall not be entitled to claim any compensation against CIMB Bank for such non-posting of the cashback due to incorrect assignment of the Merchant Category by the respective merchant’s acquiring bank
Thursday, 20 December 2018
Individual limit on Singapore Savings Bonds doubled to $200k, allow use of SRS funds!
1) The maximum amount of Singapore Savings Bonds (SSB) that an individual can hold will be raised to S$200,000 from the current S$100,000
2) Investors are allowed to buy the instruments using their Supplementary Retirement Scheme (SRS) funds
Both changes will take effect from Feb 1, 2019.
So, please don't leave your SRS funds idle! Use it to buy SSB (which is risk-free investment) if you have no intention to invest it elsewhere.
Note:
There is a SRS contribution cap of S$15,300 per year for Singaporeans and permanent residents (PR), and S$35,700 for foreigners
2) Investors are allowed to buy the instruments using their Supplementary Retirement Scheme (SRS) funds
Both changes will take effect from Feb 1, 2019.
So, please don't leave your SRS funds idle! Use it to buy SSB (which is risk-free investment) if you have no intention to invest it elsewhere.
Note:
There is a SRS contribution cap of S$15,300 per year for Singaporeans and permanent residents (PR), and S$35,700 for foreigners
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