BOC Zaobao Credit Card (revised benefits WEF 1 Jan 2019)

I will just keep this card in my drawer...


http://bit.ly/2U4jDs6

Please note that the Terms and Conditions Governing the BOC Zaobao Credit Card Programme will be amended with effect from 1 January 2019.  A summary of some of the material amendments are:


The revised spend categories for the Zaobao Card cash rebate will be as follows:

- Spend Categories Zaobao Card Cash Rebate/Savings Petrol Transactions made at Caltex, Sinopec, Shell and/or SPC Up to 30.7% savings

- Zaobao & SPH newspaper subscriptions
Up to 10% cash rebate

-MCST Fees (for participating condominiums paid via the hiLife App)
Up to 3% cash rebate
-Dining (MCC 5812 – Eating Places and Restaurants and MCC 5814 – Fast Food Restaurants) 
Up to 5% cash rebate

Department Stores (MCC 5311 – Department stores) 
Up to 5% cash rebate

Online Spend (retail transactions made via the internet) 
Up to 5% cash rebate

• The aggregate cash rebate that may be awarded for Petrol Transactions, Zaobao & SPH newspaper subscriptions and MCST Fees under this Programme is capped at S$30 per month per Card Account.

• The aggregate cash rebate that may be awarded for Spend in Mainland China, on Dining, Department Stores, Online Spend and at Buzz under this Programme is capped at S$30 per month per Card Account.

• Combine spend from the Principal and Supplementary Card Accounts is allowed for the purposes of fulfilling the qualifying spend requirements stated above for the award of the cash rebate under this Programme.

How to activate your CIMB credit card for overseas usage

1. Login on CIMB Clicks Internet Banking
2. Under the Credit Cards -> Activate Magnetic Stripe for Overseas Use

Restoran Gui Yuan 桂苑港式點心茶樓:

It is better to reach there early as it is usually very crowded after 9am.

Verdict: Cheap and good

(Near AEON Tebrau City, & AEON dato onn)
Address 27, Jalan Dedap 8, Johor Jaya, 81100 Johor Bahru, Johor, Malaysia

UOB One Account

This is for my own info:


1. Total card spend $500
2. 3 Giro transactions
3. $75K in OUB one account

= 2.43% p.a.

HSBC Visa Platinum Credit Card - Benefits have been enhanced

The new HSBC Visa Platinum Credit Card now gives you yearly savings of up to S$1,000 with 5% cash rebate* on dining, groceries and fuel. Simply charge a minimum of S$600 to your HSBC Visa Platinum Credit Card every month in a calendar quarter to earn cash rebate on the categories below. Rebate is capped at S$250 per quarter. 5% cash rebate on fuel On top of up to 16% instant discount at Caltex and Shell stations 5% cash rebate on dining 5% cash rebate on groceries

BOC : Family Visa Platinum Card - New TNC w.e.f 10 Dec 2018

Total rebate is reduced from $100 to $80
Min spend increased from $700 to $800

-10% Dinning rebate capped at $25
-Transport, Online, Supermarket and Telco reduced from 5% to 3%, capped at $30
-5% for selected merchants (BEST Denki, POPULAR Bookstore, Unity Pharmacy, Watsons and Welcia-BHG), rebate capped at S$25
-Remove flashpay auto topup rebate

Time to cancel this card...

http://bit.ly/FCDec18

Eatigo – Discount For Restaurants In Singapore!

Eatigo provides time based discounts for dining at restaurants.

Depending on the time you dining at the participating restaurant through Eatigo booking, your discounts can be anything from 10% to 50%.

How?
Go to eatigo or download their app IOS or Andriod
Search for your favourite restaurants
Select your date, time and number of people
Enjoy! Discounts are automatically applied.

Note:
No coupons needed!

Maybank iSAVvy savings account - up to 1.90% p.a.(till 31 Dec 2018)

This Promotion is available from 1 July 2018 to 31 December 2018

Maybank iSAVvy savings account is an online savings account.

More info here

CIMB Visa Signature card (improved benefits w.e.f 23 Nov 2018)

CIMB has recently improved the benefits of CIMB Visa Signature card.

Key benefits:
-10% cashback on dining and wine, groceries and online spending
-No credit card annual fee 

Notes:
- Included both local and overseas transactions
- Online payment for dining will fall under Dining category
- Online payment for grocery will fall under Grocery category
- Cashback does not include transactions with descriptions containing “Ez Link”, “Transit” and “Transitlink”.
- Minimum spending of $600 per statement month
- Cashback capped at $50 per category (hence not to spend more than $500 for each category)
- Total cashback cap is $100 per month
- To qualify for the 10% cashback, the minimum spend can consist of all spending, however, the cashback will only be awarded on spend falling within the designated spend categories




P.S. Someone created a spreadsheet to track valid expenditure that entitle for cashback: https://tinyurl.com/cimbvisasig


My personal notes:
1. SWEE HENG BAKERY -> no rebates

CIMB - 1.9% p.a. promotion till 30 Nov 2018

Get 1.90%* p.a. on CIMB's SGD Fixed Deposit from now to 30 November 2018! Did you know that with our CIMB Why Wait Fixed Deposit-i, you can collect your profit, upfront without waiting for your deposits to mature?

What's more, min. placement is only S$10,000, it's all done online and takes only 10 mins. To apply, visit www.cimbbank.com.sg/whywaitfdi-promo

*T&Cs apply. Insured up to S$50k by SDIC.